How Approach Financial Planning with the of Richard Dwayne Blair

Richard Dwayne Blair advises people not to be too harsh on themselves about their retirement plans. No one is born a financial guru. Wealth management and retirement planning takes understanding of goals, investment opportunities and knowledge about the subject. Richard Dwayne Blair, founder of Wealth Solutions, knows that everyone should have three pillars to their financial planning.

A three-pillar approach for financial planning is a way for him to look at a client’s current financial situation and make it more holistic.

  1. Your Financial Road Map Revealed.

The first Pillar in financial planning is designed to give you a financial roadmap. This road map includes determining which financial route to take by determining your:

  1. Risk tolerance
  2. Goals
  3. Strength
  4. Additional opportunities for growth
  5. Your Long-term, Effective Investment Strategy Revealed.

The second Pillar focuses on an effective and long-term investment strategy tailored to your liquidity needs and specific goals. Richard Dwayne Blair typically reallocates and manages assets to assist in capturing the maximum of performance when the market is trending upward. He also minimizes any decreases that a negative market trend has.

3.Your Insurance Needs Met.

In the third Pillar, insurance needs are reviewed. Insurance is vital because no one knows when a storm or other natural disaster will occur and how it will impact you. Richard Dwayne Blair will use work to keep you financially insulated from a negative impact a disaster can bring. He plans for these with long-term care insurance, life insurance.

Learning More about Investments will Help You Enjoy Life Later.

Richard Dwayne Blair has been providing solid investment advice for more than 25 years. He founded Wealth Solutions, a Registered Investment Advisory firm, located in Texas.

He loves helping people with their financial planning and investments. After graduating from college, Richard Dwayne Blair began in the financial services industry. He has steady acquired information to assist him in helping others. He developed the three pillars to assist clients in developing a three-prong approach to retirement planning and investing.

 

 

Brazilian Attorney Ricardo Tosto Receives Praise From Chambers Latin America

Brazilian Attorney Ricardo Tosto has always had an eye for excellence even in his formative years. Since he started practicing law, that reputation has been on full display for all of Brazilian public to see. Perhaps one of the highest honors this man could have achieved is now his to claim.

Ricardo Tosto and his law firm were recently named by Chambers Latin America as one of the best for the current year. Chambers Latin America is an international directory that is constantly on the lookout for high-achieving professionals. Simply put, they are in the business of ranking law firms and professionals. Tosto and his associates have always strove to be the best, and this is the proof.

One of the particular areas where Chambers International noted Ricardo Tosto’s superior performance would be in the Litigation: Dispute Resolution area. Tosto’s law firm has handled many difference cases and has 91 full-time lawyers and 15 partners dedicated to this specialization.

One of the things that Chambers Latin America customers really liked about Ricardo Tosto’s law firm would be their zeal in following up on every possible case. They also liked that they exhibited a strong commitment to the work and had a solid know-how in the appropriate presentation of the cases. Interestingly enough, this has not been the first time that Ricardo Tosto has been recognized. In 2016 it was widely publicized that he was one of the most renowned Brazilian lawyers in the field of litigation. Tosto has offices in Rio de Janiero, Sao Paulo, and Brasilia.

Ricardo Tosto has been a practicing law partner in Brazil since 1991 and has handled many different important cases. He has served as an advocate for many different large Brazilian and multinational companies and has represented politicians both on the left and on the right. He also realizes the importance of direct supervision for some of the most important causes within his firm.

Perhaps the best thing about Ricardo Tosto, however, would be the fact that he truly goes the extra mile for his clients, including advocating for them even when it causes him great personal stress. When it comes to Brazilian litigation law, you really do not get much better than Ricardo Tosto.

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Ricardo Tosto: The Brazilian Lawyer

Brazil is a country of litigious and contradictory laws, creating a great demand for lawyers with efficient skills in the area. A Latin lawyer, Ricardo Tosto, has headquarters in Sao Paulo, Rio de Janeiro, and Brasilia. Specialized in litigation, Milk, Tosto, and Barros, are known for the complex marketing and value of litigation, creating a high reputation for the offices of law. An important client states, “Leite, Tosto e Barros is the first on the litigation list, it adds value to the strategies in the most relevant case involving our company.” Tosto was the first to offer the mass action model, putting forth an organized and efficient model. In 2013, Ricardo Tosto was the winner of the ILO Client Choice. This award was granted by the International Law Office, including a survey of more than two thousand people. The ceremony took place in London, and many members of the firm attended.

Ricardo Tosto de Oliveira Carvalho is the most prominent lawyer and market leader of Brazil. He conducted the mass litigation area in a very organized manner, while clients believe this is the excellence of legal services. Ricardo Tosto de Oliveira Carvalho is a lawyer recommended by LACCA, a research conducted by a partner of the Latin American Association of Corporate Law.

Mass litigation has led clients to believe in the excellence of legal services of Ricardo Tosto de Oliveira Carvalho. A loyal client has made a statement of these cases by stating, “Dedication, skilled technique, agility and efficiency are its main characteristics, which make me feel completely comfortable in recommending it.” The firm of Ricardo Tosto de Oliveira Carvalho is very organized with the knowledge of expertise in the area of financial and litigation manners.

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Luiz Carlos Trabuco Cappi’s Long History At Bradesco Is The Reason Why He Is Doing So Well

The banking industry is arguably one of the most competitive in the world. With tens of millions of new clients expected to join the market in the next few years, competition is seriously heating up as the large players position themselves to mop up the new entrants. The private banking sub sector is particularly cutthroat with Itau Unibanco and Bradesco both fighting to gain market dominance over the other. With this being a fight of close margins, Bradesco President Luiz Carlos Trabuco Cappi has pioneered a number of strategic moves that will see the bank attain greater financial inclusivity thus sparing faster growth. He has been with the financial institution since 2009 guiding its growth to an asset base of close to $400 billion.

Background
Luiz Carlos Trabuco Cappi’s city of birth, Marilia, also happens to be the location Amador Aguiar chose to open up the first Bradesco office. Unknown to many, he did not pursue an academic journey related to banking but instead attained his first degree from the Faculty of Philosophy, Sciences, and Letters from the University of Sao Paulo. He would later attain a postgraduate degree in Socio-Psychology from the Foundation School of Sociology and Political Science of Sao Paulo.

At the age of 18, Luiz Carlos Trabuco Cappi took his first job as a clerk at Bradesco’s Marilia’s office. Approximately 40 years passed between his entry into the bank and his appointment as president. In that time he quickly grew up the hierarchy holding positions such as marketing director, managing director executive and executive vice president along the way. By 1999, Luiz Carlos Trabuco Cappi came within an outside shot of being named bank president to replace the outgoing president at the time, Lazaro Brandao. However, it was the position he held right before up until being appointed as CEO, President at Bradesco Seguros, where he impressed the most.

Bradesco Seguros
Luiz Carlos Trabuco Cappi was appointed Bradesco Seguros’s President in 2003. At the time he was taking over, Bradesco Seguros was already the largest insurance company in the country but was facing significant competition in the highly saturated industry. By the time he was leaving the company six years later, he had managed to grow its market share to about 25% thus cementing its position as the biggest in the market. He also managed to considerably grow the company, with the insurer’s size more than doubling to R$78 by 2008. The bank’s shareholders were also impressed with Luiz Carlos Trabuco Cappi’s work as he grew the insurer’s contributions to the bank’s returns by approximately 9%.

Expansion Drive at Bradesco
To reclaim the number one spot in the industry, Luiz Carlos Trabuco Cappi has been pursuing an aggressive expansion drive since taking over in 2009. The most recognizable endeavor the bank has attempted in its goal to expand is the acquisition of HSBC Brazil in 2015. While the acquisition set back Bradesco by an approximate 5 billion dollars, it also enabled the bank to cover significant ground on its quest to catch up with Itau Unibanco. Additionally, Luiz Carlos Trabuco Cappi has also instituted an expansion strategy to pull in people outside the financial system, termed organic growth. While slower than acquisitions, this strategy has enabled the bank to have a more impactful effect on the Brazilian economy.

Awards and Honors
Give his high stature in the banking industry, Luiz Carlos Trabuco Cappi has received numerous acknowledgments over the years. The most significant of these awards include being named among the 100 most influential Brazilians in the country and twice being selected as the insurance personality of the year.

Learn more about Luis Carlos Trabuco Cappi: http://www.istoedinheiro.com.br/noticias/negocios/20151218/luiz-carlos-trabuco-cappi-empreendedor-ano-nas-financas-2015/327856

David Giertz’s Fruitful Finance Career

David Giertz is a successful financial advisor based in Dublin, Ohio. He is currently the vice president of distribution and sales at Nationwide Life Insurance Company, a position he has held since early 2013. The division has grown tremendously under his leadership and has recorded a growth of over $6 billion in profits in less than 5 years. David Giertz graduated from the University of Millikin with a bachelor’s degree and from the University of Miami with an MBA

Mr. Giertz has worked with the Nationwide Investment Services Corporation for almost two decades now and he is a valuable asset to the company, thanks to his expertise in the finance industry. During his time at Nationwide, he has held several leadership positions and has proven to be the right fit for these positions time and time again by his excellent performance. He has over 30 years’ experience as a financial advisor and is a FINRA-certified financial services broker according to soundcloud.com.

Before joining Nationwide in 1999, David Giertz worked with Citicorp Investment Service and Financial Horizons Security Corporation among other companies in the finance industry. In all these companies, he rose through the ranks fast because he was always so good at his job, so he always ended up in high executive positions on linkedin.com. He has excellent leadership skills as he values the people who work under him; that is how he is able to have such a strong team and always achieve great results.

Conclusion

Mr. Giertz’s secret to success is his discipline and commitment to excellence, not just at work but in other aspects of his life as well. He enjoys coaching young people who are just starting out in business, and does this through the World Association of Business Coaches (WABC) at https://twitter.com/davidgiertz. He is a health and fitness enthusiast and always eats healthy and enjoys a workout whenever he has time for it. David is also enthusiastic about social media and shares his life with his followers.