David Giertz emphasizes the importance of financial advisors speaking to their clients about social security and when to take it. David states that his firm did a survey that statistically showed advisors are not talking to their clients about social security. This is an extremely important factor to consider when planning for retirement. David Giertz says that retirement finances can comprise up to 40% of a retirees income. One reason David believes advisors are not talking to their clients about social security is the 2700 rules that comprise the social security handbook. The complexity of the rules must be clearly understood and conferred to clients.
David believes understanding and confidently demonstrating your knowledge of the social security rules can help advisors keep their clients. He states that four out of five consumers say they would change advisors to those that speak about social security. David Giertz explains how taking out social security too early can be a huge lose for example, clients can lose up $300,000 dollars over a 25 year period, which translates to $12000 a year. David says advisors must develop their understanding of the social security rules to keep clients and clients must find knowledgeable advisors in order to optimize their retirement income properly.
David Giertz has over 30 years of experience in the financial services industry. David graduated with a BS from Millikin University and received his MBA from the University of Miami. He began his immaculate career at Skokie Federal Savings and has worked at corporations such as Citicorp, where he became Executive Vice President of Sales and the Mutual Life Insurance Company of New York. His last position was the president of the Nationwide Financial Sales and Distribution Organization where he grew revenue from $11 billion to $17.8 billion, which exceeded P & L expectations.
David is registered with the Financial Industry Regulatory Industry (FINRA), where he is an industry arbitrator. David is a financial advisor and holds many positions as a board member. He served as the chairman of the board of trustees at Milikin University; he was a member of the board of directors for the Girl Scouts of Broward County and served in the Fort Lauderdale Chamber of Commerce.
A lot of times in life, people make things a lot harder than they need to be, and it is truly a shame. At the end of the day, things are not as difficult as people make them appear. Now, no one said anything was going to be easy or it was going to be handed to him or her. However, in certain situations, there is nothing to it but to do it. Bob Reina is living proof of that with Talk Fusion, the best in video communications. He knows that video is the wave of the future, and he wants people to jump on board with him and see all of the perks and benefits that can come their way. They start to realize they can achieve their dreams.
With Talk Fusion, they give everyone all they need to get their product or their idea off the ground: video newsletters, video emails, video conferences, and video chats. That is the easy part. The easy part is having access to all of this. Once someone has access to all of this, it is up to them to really take it to the next level and really do what is necessary to get people to notice the great work they are doing.
It doesn’t feel like work for them because it is something they truly love and care about as a whole. It is not something that they are just doing for a paycheck. They are doing it for the right reasons. They are doing it to make a difference in their lives, and they are doing it because they stand by it. While it is not as hard as they might make it appear, there are going to be days where they really have to put in the work to get it done properly. However, you have to look at it this way: if it matters to you and you want to make an impression, you are excited to do it. It does not feel like a job. It feels like something you are very, very passionate about and something you want to do as opposed to something you feel like you have to do, which makes a big difference.
Bob Reina is always happy when he hears back from his customers. He likes to know they are happy with the product and they have gotten the results they have wanted out of it. It is a reminder of why he decided to start up Talk Fusion and no longer be in law enforcement. It is because he knew he could lend a hand in a different area and in a different way. He’s all about making a difference for the people. Learn more: http://blog.talkfusion.com/
Technology and innovation have a new meaning today than it did 50 years. Back then, new technologies were all about bettering mankind and making our lives easier every day. It was about helping us to further our education and support the sciences and medical fields. Now, new technologies have become the source of our vanity and idleness. Many people spend hours a day taking pictures of themselves or writing all about their exploits on social media. Millionaires boast about their gains online, and children spend more time texting and playing games than playing outside. Luckily, there are still some people who believe technologies can still be used for more than just selfies and posts. Entrepreneur Jason Hope Invests in Research Against Aging
eJason Hope is an entrepreneur, futurist, an avid investor in all sorts of innovations and emerging technologies. He started a mobile communications company when he left Arizona State, and he has since been investing in new companies and startups devoted to new and innovative ideas in the tech sector. Jason is not just another millionaire that wants to make a quick buck, however. He really wants to help the world to create a better future, and there is no better example than his recent philanthropy and support of organizations like the SENS Foundation. Understanding the Internet-of-Things Revolution: A quick guide for thriving in the IoT era
The SENS Foundation was created in 2009 to develop and promote access to cures for age-related diseases. The foundation wants to create a way that we can live healthier, longer, and more quality lives than ever before in human history. Their general theory is that there is no actual cure to aging, but there are ways to stop the diseases that degenerate the skin and organs, which leads to earlier death and a rapid aging of individuals that would otherwise live long lives. It is this new approach to anti-aging that attracted Hope to this venture.
In 2010, Jason Hope donated $500,000 to the foundation to help build their new lab in Cambridge, England, and since then he has donated another $1 million to help them research cures to degenerative diseases. With innovation and technology, Hope and SENS believe that there are real ways to help the people of the world, and making sure that everyone has a good quality of life into old age is one way to ensure that. Scottsdale Philanthropist Jason Hope Helps Pioneering Nonprofit Fight Aging
Hope has made a name for himself in the business world. He has had massive success in the emerging technologies market, and his ability to predict trends has won him international recognition. Now he is trying to give back, and because of people like him, we may all be able to live into old age in comfort. Jason Hope Helps Push Anti-Aging Efforts Forward